PetExpert, a digital pet insurance provider, is set to undergo a leadership transition as its co-founders, Derek Cummins and Jan Moravec, plan to step down from their executive roles by the end of 2026. The company, which has been instrumental in developing the pet insurance market in the Czech Republic and Slovakia, will continue its operations under Trupanion’s international team.
Founded in 2018, PetExpert introduced a streamlined insurance model that simplifies veterinary care access through a direct-pay system, ensuring eligible expenses are handled directly with clinics. This approach has significantly reduced administrative burdens and upfront costs for pet owners. The company has successfully partnered with about 85% of veterinary clinics in the regions it serves.
A pivotal moment for PetExpert was its integration into Trupanion in 2022. This partnership brought together shared values of fostering strong veterinary relationships and enhancing animal healthcare access. Trupanion’s international team has since collaborated closely with PetExpert’s founders and local staff to ensure a seamless transition.
Derek Cummins expressed pride in PetExpert’s journey from a start-up to a market leader, remaining true to its mission of enhancing the pet insurance experience. Jan Moravec emphasized the role of technology in making insurance more accessible and less financially burdensome for pet owners. Trupanion’s CEO, Margi Tooth, praised the founders for their efforts in building trusted relationships within the veterinary community.
The leadership transition aims to maintain continuity and support for existing customers and veterinary partners, with Cummins and Moravec continuing their involvement in community and charitable initiatives linked to PetExpert. As part of Trupanion, PetExpert will persist in its technology-led approach to pet insurance, leveraging its established network and direct-payment model as it enters a new phase of growth.
Sareya Hayes
PetExpert Europe sro
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